please find the Q and answer in hand written solution please

this is part of the answer

states—–

rural suburban city

rural 0.88 0.09 0.03

suburban 0.25 0.71 0.04

city 0.02 0.01 0.97

?T=10 years

Tl 0 = [ ]

TI 1= TI 0 T

10 Years

TI 2 =TI 1 T

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